First Time BuyerGet First Time Buyers Support
Getting on the property ladder for the first time can be a very tedious and long journey, and without anyone to guide you, it can be a time-consuming and stressful experience. That is why, we at Norfolk Finance take extra steps to ensure that our first-time buyers are supported fully throughout the process making the process exciting for them.We take active steps to ensure that the process is stress-free for our first-time buyers.
When you contact us, a dedicated advisor will be assigned to you, who will then guide you through the whole process. They will help you secure a Mortgage Agreement In Principle (AIP) – a written statement from a lender stating how much it would lend you if you were to buy a property; thus, giving you an idea on how much you could borrow. With the AIP, you then know what property price ranges you can get a mortgage on and focus on them, thereby saving you time that would have been wasted viewing properties that your loan cannot cover.
Your advisor will also walk you through the entire process including preparing the paperwork, liasing with lenders, solicitors and suveyors, and searching through 1000s of mortgages to secure the best deal for you based on your unique personal circumstances.
The total amount you can borrow would vary from Lender to Lender and the amount stated above is an estimate of the maximum amount you can borrow based on your income.
The actual amount you can borrow will take other factors such as your credit score and current credit commitments into consideration. Thus, this should be used as a guide.
Discover more about our range of services
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